I talked in August about my budget. I started off with 6 steps to get started with a budget. Then I shared my REAL budget, with REAL numbers, as well as a whole weeks worth of spending during "Cash Confessional". You guys were fascinated - and you let me know in the comments. I was truly floored.
I think all of us can agree we would love to have a little more money. Saving & living frugally is second nature to me now. Sometimes I throw it out the window, but when I do, I know I'm doing it, but make the decision that it's worth it. But what about all those little purchases. The ones that are $5 here & $10 there. Those are the ones that add up - and at the end of the month leave you wondering where the hell all your money went.
So, I'm not here today to tell you that saving $ requires never drinking Starbucks coffee or getting takeout again. I mean, if you really want to achieve maximum money savings, sure, cut that 'ish out. But, it's not required. These small little changes can add up big time into more dollar bills in your
Those little purchases add up quick - but there are small changes, little tweaks that add up to big bucks over time. But in the meantime mean a little more green in your pocket each month. Which is always a good thing. What are some of your frugal "hacks"?
Buy This : Grocery Store Cold Brew
Not That : Starbucks Iced Coffee
Starbucks makes a cold brew sold at grocery stores, but so do many other brands. So, buy your favorite & use to make drinks at home. Or go wild & make your own - buy your favorite coffee ground & use THIS tutorial from Morgan. The double bonus is not only will you save money, but probably some calories, and definitely some time in the morning. I can't imagine the Starbucks line on your way to work is short.
Buy This : Frozen Pizza
Not That : Take-out Pizza
I love the Aldi brand, Mama Cozzi pizzas, they're in the refrigerated section, run about $5-7 each & are the size of a extra large pizza shop pizza. I can have it ready in about 15 minutes & there is no delivery driver to tip. Plus I know it'll be exactly what I ordered. If I had a bigger freezer I would keep one of these on hand in case of emergency. Buy Digiorno or your favorite store brand, and save an easy $10+ in the process.
Buy This : Re-usable water bottle
Not That : Disposable water bottles
Find one you love. I have a Camelbak water bottle with a built in straw that I love. But I keep a re-usable plastic cup with a re-usable straw at my desk & use that each day. The point is, $3+ for a case of water, or a few bucks for a water bottle & then free water.
Buy This : Bottle of wine
Not That : 3 glasses of wine at Happy Hour
Seriously. Next time a friend invites you to Happy Hour, suggest your place instead. Grab a bottle of your favorite wine & some hummus & pretzels, or carrots, or some cheese & crackers. You can pick that all up for under $15 & still spend less than you would at HH. Bonus points if your friend rocks and volunteers to bring the wine. There is no waitress to tip. The HH prices don't run out & no one will kick you out for staying too long.
These are just a few of my favorite frugal "hacks" - quick ways to put $5 or $10 back in your pocket and not give up the things you love.
What are some of your favorite hacks // swaps?
Has anyone tried the Califa Farms Pumpkin Spice cold brew!?
Linking with Amanda